Business Checking & Savings

Commercial Checking

• This account can be for non-profit organizations, corporations, partnerships, etc.
• There is no monthly service fee for non-profit organizations
• There is an earnings credit based on the average collected balance that may offset some or all of the service fees, but may not exceed the amount of the charges.
• $5.00 monthly service fee
• $0.10 charge per check paid
• $0.05 charge per item deposited; excuding items drawn on DB&T
• Free OnLine Banking and Bill Pay
• Free imaged checks in statement
• Free Master Money Debit Card with no transaction charges for ATM/Debit use (other banks may charge you to use their ATM)

Commercial NOW Checking

• This account is for Sole-Proprietorships, non-profit organizations, municipalities, and unincorporated businesses (except partnerships)
• Interest bearing account on account balances over $400
• $5.00 monthly service fee
• $0.05 cent charge per item deposited, excluding items drawn on DB&T
• $0.10 cent charge per check paid
• First 50 checks paid are free of the $0.10 charge
• Free OnLine Banking and Bill Pay
• Free imaged checks in statement
• Free Master Money Debit Card with no transaction charges for ATM/Debit use (other banks may charge you to use their ATM)

Money Market Account

Here's an account that can be used as a savings account or limited checking account! It pays a competitive money market rate and you can write three checks each month. Federal regulations limit the number of preauthorized transfers per month. However, you may make as many deposits, withdrawals or transfers as you wish in person or by mail. A $10.00 service charge will be assessed if the minimum balance falls below $1,000 during any statement cycle.

Statement Savings

This account provides an easy and convenient way to save while earning a great rate. Balances above $50 earn interest from the date of deposit and interest is compounded daily. Statement Savings Accounts can be accessed by your DB&T Debit Card and ATM cards, and with our Internet and Telephone banking services. A detailed statement is sent quarterly or monthly if you have ATM activity or a checking account.