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Business Checking & Savings

 

Commercial Checking

  • This account can be for non-profit organizations, corporations, partnerships, etc.
  • There is an earnings credit based on the average collected balance that may offset some or all of the service fees, but may not exceed the amount of the charges.
  • $5.00 monthly service fee
  • $0.10 charge per check paid
  • $0.05 charge per item deposited; excluding items drawn on DB&T
  • There is no monthly service fee for non-profit organizations

 

Commercial NOW Checking

  • This account is for Sole-Proprietorships, non-profit organizations, municipalities, and unincorporated businesses (except partnerships)
  • Interest bearing account on account balances over $400
  • $5.00 monthly service fee
  • $0.05 cent charge per item deposited, excluding items drawn on DB&T
  • $0.10 cent charge per check paid
  • First 50 checks paid are free of the $0.10 charge

 

Money Market Account

Here’s an account that can be used as a savings account or limited checking account and it pays a competitive money market rate! Federal regulations limit the number of preauthorized transfers per month. However, you may make as many deposits, withdrawals or transfers as you wish in person or by mail.

  • A $10.00 service charge will be assessed if the minimum balance falls below $1,000 during any statement cycle.

 

Statement Savings

This account provides an easy and convenient way to save while earning a great rate.

  • Balances above $50 earn interest from the date of deposit and interest is compounded daily.
  • A detailed statement is sent quarterly with free imaged items or monthly if you have EFT activity

 

Optional services for all checking accounts:

  • Free Online DB&T
  • Free Online Bill Pay
  • Free telephone banking
  • Free imaged items included with statements
  • Free E-Statements

 

 

ONLINE BANKING