Online Banking Identity Theft Information
What is Identity Theft?
Identity theft occurs when someone abuses your personal information whether it is your social security number, credit card information, or any other form of personal information to commit fraud.
Identify Theft is a Serious Crime
If your identity is taken, it can be costly to you and can take months or even years to clean up your credit. In the meantime, if ID theft goes unnoticed, you could be refused loans, credit cards or even lose job opportunities. It is extremely important to be proactive and keep track of what is on your credit report.
If you believe you are a victim to Identity Theft then here are several steps to take initially:
Immediately call or write to the fraud departments of the three credit reporting agencies:
P.O. Box 105069
Atlanta GA 30348
To Report Fraud: (800)525-6285
To Order a Credit Report: (800) 685-1111
P.O. Box 9532
Allen TX 75013
To Report Fraud: (888)397-3742
To Order a Credit Report: (888)397-3742
P.O. Box 1426
Buffalo NY 14231
To Report Fraud: (800) 680-7289
To Order a Credit Report: (800)632-1765
- Close accounts that you know (or think) have been abused or opened fraudulently. This includes credit cards, loan accounts, checking, savings, etc.
- Call the police and file a police report
- File a complaint with the Federal Trade Commission