Personal Checking & Savings

Free Checking Plus

Pays interest on all balances over $400.00.

Premier NOW Checking

Pays a NOW interest rate on all balances over $400.00. The $5.00 monthly service charge can be avoided by maintaining a $500.00 average collected balance in the account, or a $2,000.00 daily balance in your Savings, $5,000 daily balance in a Money Market, or $10,000.00 in a Certificate of Deposit, or $5,000.00 in total outstanding loan balances. There is a $0.10 fee per check paid in excess of 50 checks per statement cycle. This account offers free Online Banking, free Bill Payer, a free Master Money Debit Card with no transaction charges for ATM/Debit use (other banks may charge you to use their ATM), and free imaged checks in your statement. Overdraft protection is also available.

*Add a Direct Deposit to either Premier Checking account and the monthly service charge is waived regardless of the account balance. Also, you’ll receive your first wallet-sized check order FREE as well as bonus rates on Certificates of Deposit and discounts on many consumer loans.

Platinum Checking

More than just a checking account. This account offers a NOW interest rate on all balances over $400.00, free wallet-sized personalized checks, unlimited check writing and many other competitive benefits like interest rate discounts on consumer loans and travel discounts. This account offers free Online Banking, free Bill Payer, a free Master Money Debit Card with no transaction charges for ATM/Debit use (other banks may charge you to use their ATM), and free imaged checks in your statement. Overdraft protection is also available.

Platinum 50 Checking

A checking account for customers 50 and over. Same great features as our Platinum Checking with an opportunity to avoid the $5.00 monthly service charge and earn interest by maintaining a balance of only $100.00. This account offers free Online Banking, free Bill Payer, a free Master Money Debit Card with no transaction charges for ATM/Debit use (other banks may charge you to use their ATM), and free imaged checks in your statement. Overdraft protection is also available.

Money Market Account

Here’s an account that can be used as a savings account or limited checking account! It pays a competitive money market rate and you can write three checks each month. Federal regulations limit the number of preauthorized transfers per month. However, you may make as many deposits, withdrawals or transfers as you wish in person or by mail. A $10.00 service charge will be assessed if the minimum balance falls below $1,000 during any statement cycle. This account offers free Online Banking, and free imaged checks in your statement.

Statement Savings

This account provides an easy and convenient way to save while earning a great rate. Balances above $50 earn interest from the date of deposit and interest is compounded daily. This account offers free Online Banking, a free Master Money Debit Card with no transaction charges for ATM use (other banks may charge you to use their ATM), and free Telephone banking services. A detailed statement is sent quarterly with free imaged checks or monthly if you have EFT activity.

Christmas Club

This account is great to save for the holidays or any special event. Deposits of $5.00 or more can be made each week. Instead of offering a traditional interest rate, the bank will make the last payment for the customer. For example, if a person has a $20 Christmas Club account, at the end of the account’s year, the bank pays the last $20 payment.

Health Savings

This account is a convenient vehicle for people with a high-deductible medical insurance plan. Open this account in order to take advantage of laws designed to provide tax savings. Deposits can be made by several different methods including payroll deduction. Withdrawals can be made at any branch or by check writing privileges. Interest is earned on balances of at least $50.00 and no recurring maintenance fees apply. You will need to check with your tax advisor to be sure you take advantage of the income tax savings.