Checking & Savings Rates

Rates effective as of 05/07/2008

NOW and Savings Accounts

Account Type	Minimum Opening Deposit	Min. Balance To earn Annual Percentage Yield	Interest Rate	Annual Percentage Yield
Free Checking Plus	$50	$400	0.10%	0.10%
Premier NOW Checking	$50	$400	0.15%	0.15%
Commercial NOW Checking	$100	$400	0.15%	0.15%
Platinum Checking	$50	$400	0.15%	0.15%
Platinum 50 Checking	$100	$100	0.15%	0.15%
Passbook Savings	$50	$10	0.50%	0.50%
Statement Savings	$50	$50	0.75%	0.75%
Health Savings	$50	$50	2.71%	2.75%

Fees could reduce the earnings on the account. Please see a bank employee for disclosure of fees and terms.

All rates are subject to change without notice.