Checking & Savings Rates

Rates effective as of 03/02/2010

NOW and Savings Accounts

Account Type	Minimum Opening Deposit	Min. Balance To earn Annual Percentage Yield	Interest Rate	Annual Percentage Yield
Free Checking Plus	$50	$400	0.05%	0.05%
Premier NOW Checking	$50	$400	0.10%	0.10%
Commercial NOW Checking	$100	$400	0.10%	0.10%
Platinum Checking	$50	$400	0.10%	0.10%
Platinum 50 Checking	$100	$100	0.10%	0.10%
Passbook Savings	$50	$10	0.25%	0.25%
Statement Savings	$50	$50	0.50%	0.50%
Health Savings	$50	$50	1.49%	1.50%

Money Market Accounts

Account Type	Interest Rate	Annual Percentage Yield
$0 to $9,999.99	.35%	.35%
$10,000 to $24,999.99	.50%	.50%
$25,000.00 to $49,999.99	.70%	.70%
$50,000.00 to $99,999.99	.80%	.80%
$100,000.00 and over	1.00%	1.01%

Fees could reduce the earnings on the account. Please see a bank employee for disclosure of fees and terms.

All rates are subject to change without notice.

Member FDIC | Equal Housing Lender