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Damariscotta Bank & Trust Company
Sunset by the lighthouse.

Why Bank With Us


We're a small local bank and we're proud of that. We want to help you reach your financial goals and would like to join you on that journey. 

When you're excited about buying your first home, we're excited with you. When you're proud of yourself for buying your first car, we're proud of you too. When you're happy to finally be taking that dream vacation, we're happy for you. 

Damariscotta Bank & Trust was started in the early 1970s to meet the needs of families and small businesses in the Damariscotta area. After over forty years of service in the communities in the Midcoast Maine region, we’re proud of our success in fulfilling those needs, and of our expansion in the Lincoln, Knox and Waldo counties. We’re looking forward to an exciting future filled with changing technologies designed to enhance the convenience of the banking experience while continuing our community bank culture of accessibility, knowledge and service.

We know there are a lot of choices out there today for banking. For those who are looking for a true community bank in the Midcoast area we are the bank for you. You can be assured that you will be treated as an individual and not just a number. When you call us during banking hours, you will always be greeted by one of our employees, not a prerecorded directory. We know our customers by name and our employees all live locally and volunteer in their communities in many ways. 

As a customer of Damariscotta Bank & Trust, you'll have the opportunity to build a relationship with your loan officer, your branch manager, your customer service representative, and your tellers. These strong relationships are important when life happens and you need a banker who knows and cares about you. If you are a current customer, we thank you for your business. If you are a potential customer, we welcome you.