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Damariscotta Bank & Trust Company
A woman holding an open sign for her new flower shop.

Business Loans

We understand that when it comes to running your business, three factors are important to you when choosing a bank: accessibility, flexibility and prompt decisions made locally. That’s why we're committed to all three. We want to see your business thrive, we want to be by your side through the stages of your growth, and we want to see your excitement when you've reached your goals. We understand that each business is unique and that opportunity is always just around the corner. Let us help your business become more than just a dream; let's make it reality.
We offer a variety of loan types that will help your business grow:

  • Commercial lines of credit 
  • Commercial equipment financing
  • Commercial real estate mortgages
We also utilize SBA and Finance Authority of Maine loan programs where helpful and appropriate.
All delivered with a community bank, common-sense approach.

Paycheck Protection Program (PPP)

We have been made aware that the Small Business Association (SBA) is unable to accept any new applications for the Paycheck Protection Program (PPP) because they have reached the maximum loan limit authorized by Congress, and as a result we will need to pause on accepting any new PPP applications.


Please know we are doing everything we can to help our small business customers during this unprecedented time. If you have already submitted an application your lender will continue to update you with information regarding your loan status.