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Damariscotta Bank & Trust Company

Personal Loans

At Damariscotta Bank & Trust one of our most important jobs is to reinvest in the communities that we serve. We do that best by providing a wide variety of loan products designed to fit your needs. As an independent community bank, we know that nimble, personable, and knowledgeable service means a lot to you. That’s why loan decisions are made promptly right at our branches.

So, whether you're buying your first car, your first home, retiring on the road with a new motor home, or you just want to take a well-deserved vacation; we'll help you find the right loan for your needs. Your experienced loan officer will work hard to combine the best loan products with the right amount of personal touch and you'll leave happy knowing you've built a relationship with your lender.

Personal Secured and Unsecured Loans

Life happens.  Whether expected or unexpected, you need a bank that you can count on to be there.  We offer various terms and rates depending on your personal financial goals.
 

Auto/Boat/Recreational Vehicle Loans 

Work hard, play hard.  Whether you are eyeing that new car or looking to enjoy our beautiful state to its fullest in a boat or recreational vehicle, our loan officers are here to help.  We offer competitive financing terms with quick turn around times. 
 

Overdraft Protection

Overdrafts can happen to anyone and we understand that sometimes you need a little “wiggle room", which is why we offer Overdraft Protection. This service links to your checking account to a money line, so if you find yourself overdrawn, the service automatically transfers money in increments of $50 to cover the overdrafts.