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Damariscotta Bank & Trust Company
A medical instrument laying on money.

Health Savings

Your health is worth a big commitment. If you have a high-deductible health insurance plan this account is a great savings tool. A Health Savings Account (HSA) is a great way to save money to cover health expenses. By depositing to your HSA, you can save your money for when the unexpected occurs.

Accounts are completely portable, meaning you keep the money if you change jobs, change your medical coverage or become unemployed. Qualified contributions to your account are tax deductible. You will receive tax-free medical expense withdrawals and earnings through investment. This account is worry-free and there is no "use it or lose it date" which means your money will continue to grow until you need it. 

  • Free MasterMoney Debit Card
  • Free Online Banking
  • Free eStatement
  • Free Telephone Banking
  • Free Mobile Banking 
  • Free Telephone Transfers
  • Unlimited check writing
  • Interest is earned on balances of $50 or more
  • No recurring maintenance fees