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Damariscotta Bank & Trust Company
Women holding a piggy bank.

Personal Rates



Money Market Accounts
Account Type Interest Rate Annual Percentage Yield
$0 to $9,999.99 .10% .10%
$10,000 to $24,999.99 .15%
.15%
$25,000 to $49,999.99 .15%
.15%
$50,000.00 to $99,999.99 .25% .25%
$100,000.00 and over .25% .25%

CDs & IRAs Rates
Term Minimum Opening Deposit Minimum Balance To Earn Annual Percentage Yield Interest Rate Annual Percentage Yield
7 to 31 Day $500.00 All Balances .10% .10%
3 Month $500.00 All Balances .10% .10%
6 Month $500.00 All Balances .10% .10%
1 Year $500.00 All Balances .15% .15%
2 Year
Investors Choice
$500.00 All Balances .35% .35%
3 Year $500.00 All Balances .50% .50%
4 Year $500.00 All Balances 0.65% 0.65%
5 Year $500.00 All Balances 1.09% 1.10%
IRA 18 Month 
Variable CD
$25.00 All Balances 1.59% 1.60%












Rates Effective as of 12/01/2019

All certificates of deposit can be used for IRA accounts.

Fees could reduce the earnings on the account. Please see a bank employee for disclosures of fees and terms.
A penalty will be imposed for early withdrawal. No other rate bonuses can be used in conjunction with CD specials.

All rates are subject to change without notice.