Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Damariscotta Bank & Trust Company
Women holding a piggy bank.

Personal Rates



Money Market Accounts
Account TypeInterest RateAnnual Percentage Yield
$0 to $9,999.99.10%.10%
$10,000 to $24,999.99.15%
.15%
$25,000 to $49,999.99.15%
.15%
$50,000.00 to $99,999.99.25%.25%
$100,000.00 and over.25%.25%

CDs & IRAs Rates
TermMinimum Opening DepositMinimum Balance To Earn Annual Percentage YieldInterest RateAnnual Percentage Yield
7 to 31 Day$500.00All Balances.10%.10%
3 Month$500.00All Balances.10%.10%
6 Month$500.00All Balances.10%.10%
1 Year$500.00All Balances.15%.15%
2 Year
Investors Choice
$500.00All Balances.35%.35%
3 Year$500.00All Balances.50%.50%
4 Year$500.00All Balances0.65%0.65%
5 Year$500.00All Balances1.09%1.10%
IRA 18 Month 
Variable CD
$25.00All Balances1.59%1.60%












Rates Effective as of 1/02/2020

All certificates of deposit can be used for IRA accounts.

Fees could reduce the earnings on the account. Please see a bank employee for disclosures of fees and terms.
A penalty will be imposed for early withdrawal. No other rate bonuses can be used in conjunction with CD specials.

All rates are subject to change without notice.