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Damariscotta Bank & Trust Company

Personal Savings

No matter where you are in your financial savings journey, a savings account can help you reach your goals. Maybe you are just starting out or have been saving for years. Maybe you are saving up for that dream vacation or working towards your retirement goals. Saving a little each week can add up to a lot in just one year. We want to make it easy for you to save your money and take control of your financial goals, and we want to be there with you when you do. 


Kid's Quarters Savings

Teaching young children the value of saving will benefit them for years to come. With the Kid's Quarters account you can teach your child the value of saving. Kids receive an old-fashioned savings card, and to start them off, we supply the first quarter in each card. Interest is earned on all balances which can help children see their money grow.

Statement Savings

Savings made easy. You can save at the speed you desire. Set aside some of your cash to help you reach your financial goals. Whether your goal is to save for a down payment on a house, renovate your home, or purchase a new car; we want to take the journey with you. Interest is earned on balances above $50 and is compounded daily. The $1 monthly service charge can be avoided by maintaining a $50 minimum balance.

Christmas Clubs

A wonderful way to save for your holiday shopping list, oil for the winter, or anything your heart desires. You can build your savings easily by setting aside a predetermined amount of money each week to help you reach your goal. You can save anywhere from $2 to $50 each week which gives you an annual savings of $104 to $2600.